Is A Home Mortgage Refinance A Smart Idea?

With the various fluctuations in interest rates over the past few years, you have no doubt thought about whether or not refinancing your home is a good idea. Countless consumers have done so in the face of favorable interest rates over the past few years, but does that mean that it is always a good idea when interest rates dip? There are some key questions you need to ask yourself when contemplating a refinancing move for your piece of realestate.

Know Your Situation

When deciding on whether a future refinancing move will net you benefits, you must first examine what your present situation is like. That includes all of the factors that play into a loan arrangement, including how long you plan to stay in your home, the terms of your credit loan and the likelihood of getting a favorable interest rate on a new loan on your real estate...[more Mortgage Refinance]

FHA Home Loan Financing Options

There are many types of real estate financing options available to you. It seems that there are new ones coming out all the time. Despite credit challenges you now have many more FHA loan options to qualify for financing for a new home.

Before you make your mind up on which FHA loan to take do the research. Find out the advantages and disadvantages of each type of FHA loan for your financial situation. Find the home loan that best suits your situation and needs. Family or business, short term or long, talk to a trusted home mortgage, bank lender and your real estate agent to get their expert opinions...[more FHA Home Loan]

Pets and Potential Buyers ~ Without A Trace

Entering a home for a showing and being confronted by a set of barking dogs is enough to make some potential buyers not enter the home at all. Similarly, the sight of a clump of cat hair on the sofa can sour some potential buyers as they try to envision themselves in your property. They won’t think you are a bad person or a bad pet owner, but they will come away from a real estate showing with a bad taste in their mouth due in large part to your pet’s effect.

Your job is to remove any trace of your pet’s stay in the home, starting with the clutter that can sometimes come from pet toys and food dishes. A cage is fine and a tidy area where a pet spends most of his or her time will not harm a showing, but having a stray dog bone here and a messy food dish there can distract a buyer from the beautiful breakfast nook you keep or the immaculate counter top you just cleaned. Home stagers recommend not letting your pet become a part of the home evaluation equation.

The In Road For First Time Home Buyers

hile an auction may not be the best venue for a buyer of real estate unfamiliar with the process, getting a foreclosure property one step farther in the process is indeed a viable option. Because a home purchased from a real estate agent or directly from a bank can be assured to have cleared all of the potential financial claims against it, a first time home buyer can instead have confidence in their purchase that they won’t be pursued as the new real estate home owner of the property to settle any debts incurred by the previous owner.

Additionally, navigating the process of purchasing a foreclosure home is simply not familiar to most first time home buyers and as a result, buying under a more standard process with a real estate agent involved offers an easier way to purchase a home for a bit of a financial benefit without having to learn a great deal to do so. A first time home buyer already with a bead on a foreclosure property as a potential target can partner that good intuition up with a simpler process to create a value-laden transaction that will land a first home.

Real Estate Note | Selling and Buying Real Estate Notes

Sale of real estate notes raise cash quickly. A real estate note is the loan document created to finance sale of the owner’s house or investment property. It could be a mortgage note or a land contract or contract for sale whereby payments are made in cash by the buyer.

A risk involved is that while a seller won’t get the full face value for his note there could be other fees needed to be paid. Questions arise such as whether there is a normal discount on a note or whether the buyer is trustworthy. Some guidelines for these are:

1. There should be no upfront fees. Certainly there will be some buyers who will check on the buyer’s credit and give a note without charging any fee...[more Real Estate Note]

The Pitfalls of Predatory Lending

Predatory lending is a term used to capture a whole slew of techniques used by lenders to ensure the most beneficial terms for the financing institution at the expense of borrowers. While there may be a preconceived notion of these practices affecting particular subsections of the population, predatory lending is something for everyone to watch out for when buying or selling at home.

Many of these types of predatory situations can be resolved by being vigilant and consulting a trusted realtor or related party that has a demonstrated consistent and reliable approach to the home buying process. There are a few steps you can take to ensure that your real estate transaction goes smoothly and therealtor/lending agency combination you choose is out for your best interests...[more Predatory Lending]

The Return of the Real Estate Aucton

With the housing market starting to slow up a bit in some areas of the country, sellers are using more tools at their disposal than ever to get a house sold in a timely fashion. While these methods vary greatly by region, nationally there has been a rise in the amount of real estate auctions seen. Naturally, auctions are not a new phenomenon, but to see them increasingly used as a primary tool in selling real estate is.

The potential pitfalls are many in the auction business and while it is certainly one of the quickest ways to liquidate a home, it is often wrought with a great deal of uncertainty. What if your home doesn’t sell for the price you were looking for? What if the auction fees take out such a hunk of the selling price that you see little profit? These are key questions to not only ask yourself but to brace for if you pursue the auction as a real estate selling method...[more Real Estate Auction]

Related articles to home selling: Simple Words To Sell Your Home | More Eyeballs, More Money | Setting The Perfect Price | Parting With A Home | Selling Help Part 1, Part 2, Part 3, Part 4

Tri City Wa Seattle Seahawk Day

The Tri-City Regional Chamber of Commerce, in partnership with the Seattle Seahawks, is proud to host the 4th Annual “Tri-Cities Day with the Seattle Seahawks” on Sunday, September 9, 2007. Ticket sales begin Thursday, July 26, 2007 at 8:00 am for the season opener versus the Tampa Buccaneers.

Due to the incredible 2005-2006 season and winning the NFC Championship title, Seahawk season ticket sales have skyrocketed. The Tri-City Regional Chamber of Commerce has only 296 tickets to be sold for this opening home game. They will be sold on a first come basis.

Ticket prices are $50.00, which includes a commemorative t-shirt. The ticket order form is attached and also available on the Chamber website at the Chamber offices. Completed forms may be faxed to 509.783.1733 or delivered to 3180 W. Clearwater, Suite F, Kennewick or 710-A George Washington Way, Richland.

Other Tri City Washington sports and recreation: Tri City Wa Sports | Tri City Wa Recreation | Tri City Wa Parks | Tri City Wa Wines | Hydroplane Races | Tri City Fever Football | Steelhead Fishing | Tri City Americans Hockey

Does an Open House Sell The Home?

If you are a real estate agent then an open house is a prospecting tool rather then a way to sell the home they are showing. There are many reputable real estate agents that won’t host their own property’s open house. They opt for a newer agent to take on the job.

It is common for a listing agent to pass the job on to someone else even though they could be there if they wanted to be and keep all of the commission. They are offering half of their commission if the hosting agent sells the home. Real estate agents don’t feel that an open house is how a home is commonly sold to someone so this act isn’t considered high risk...[more Real Estate Open House]

Related resources for open house selling: Selling Preparation Perfect Listing Price Showing Beyond The Basics Curb Appeal

Prosser Real Estate Introduction

According to 2000 census estimates, Prosser has a total population of 4,838. It is located along the banks of the Yakima River, which surround three sides of the city. Prosser is the County Seat of Benton County.

'Prosser' - the Origin

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The town of Prosser was founded by William Farrand Prosser, a Union Colonel in the Civil War from Pennsylvania, who settled in the area with his wife in 1882. Prosser was officially incorporated on March 2, 1899. When Prosser was settled there was only one natural tree in the area – all other trees were hand-planted. Linda Lusk is the current mayor of Prosser.

Prosser Specialties

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Prosser is County Seat of Benton County. Prosser is known for it's wine production, temperate weather, pleasant citizens, and of course The Great Prosser Balloon Rally...[more Prosser Wa real estate introduction]

The Right Investment

You might think the first rule in real estate investment and/or REITs is location but really it is to be cautious of who you are working with. As with any other industry the real estate world is filled with its share of bad apples including a large majority of those late night infomercial gurus claiming to teach you the way to become a millionaire through real estate.

For those who are thinking about investing in real estate there are a few things you will need to make it a successful venture. First off you need investment capital or some form of getting it without putting yourself upside down financially. Location of the investment property is highly important. You don’t want to invest in an area that has a failing economy or has too many for sale signs...[more]

It is wise to enlist the help of a professional real estate agent who can provide you with information that can help you profit despite the fluctuations in the market. Related Resources: Real Estate Investment Exit | Commercial Investment Primer | Investment Hunting | Solution Generating Investing | Successful Investment Habits

Introduction to Finley Washington Real Estate

The Tri-Cities area may be chief thought of as a collection of Richland, Kennewick and Pasco, but the surrounding area is full of great small towns as well that complement the area. Finley is one such city, bringing a small-town feel to the Tri-Cities area of southeastern Washington in Benton County. That small-town feel (the city had less than 6,000 residents according to the 2000 census) is aided by a close proximity to cities like Kennewick that provides easy access to a variety of recreation opportunities to give the best of both worlds.

Finley has provided that small-town feel to the area since the 1902 arrival of George Finley, namesake of the town. Though only 25 families inhabited the area in 1908, the 1950s saw a bit of a population boom in the area as residents of nearby Hover relocated to the Finley area because of a large dam construction project that displaced the town. The city’s history takes off from there as see through the growth of the area and the attraction of a variety of industrial and commercial residents that provide an economic backbone to the area...[more Finley Wa Real Estate introduction]

Lower Treasury Yields Push Mortgage Rates Down Slightly This Week

McLean, VA - Freddie Mac (NYSE:FRE) today released the results of its Primary Mortgage Market Survey® (PMMS®) in which the 30-year fixed-rate mortgage (FRM) averaged 6.68 percent with an average 0.3 point for the week ending August 2, 2007, down from last week when it averaged 6.69. Last year at this time, the 30-year FRM averaged 6.63 percent.

The 15-year FRM this week averaged 6.32 percent with an average 0.3 point, down from last week when it averaged 6.37 percent. A year ago, the 15-year FRM averaged 6.27 percent.

Our Company Profiles:

• Tri City Wa Real Estate


• Kennewick Wa Real Estate


• Richland Wa Real Estate


• Pasco Wa Real Estate