Columbia River Bank Unaffected Amid Talk of National Credit Crunch

The Dalles, Oregon. Columbia River Bank, a member of the Independent Community Bankers of America (ICBA), which represents 5,000 community banks nationwide, said today that Columbia River Bank remains a stable source of mortgage and small business loans even as the national mortgage market is being buffeted by talk of a credit crunch.

“Despite talk of a credit crunch, the truth is community banks are open for business,” said Columbia River Bank President Craig Ortega. “Community banking is a relationship-oriented business. Columbia River Bank is here for our community to not only help get a mortgage loan, but help get a mortgage loan that families can afford for the long-term.”

“Wall Street may be suffering but Main Street's community banks are in solid shape and open for business,” said Camden Fine, ICBA president and CEO. “Community banks are the foundation of our nation's diversified financial system. A credit crunch like we're seeing now is exactly why the nation needs the community banking industry − to ensure that credit remains consistently and widely available in good times and bad. Today, consumers and communities can continue to rely on community banks for their financial needs.”

Fine added that the community banking business is weathering this latest crisis in the mortgage market because community banks are well run, highly capitalized and among the most highly regulated financial institutions in the country.

Notably, community banks provide a stable and reliable source of mortgage money, whether they sell mortgage loans into the secondary market or hold them on their own books. ICBA reports that nearly 90 percent of mortgages made through community banks that do business with ICBA Mortgage, an ICBA subsidiary, are owner-occupied homes. They also have a delinquency rate that is below the national rate for one-to-four-unit residential properties, an indication of the conservative financial principles community banks hold. Brought by The Lane Real Estate Team, servicing Richland Real Estate and surrounding areas.

Pasco Wa Real Estate

The City of Pasco, Pasco Wa Real Estate ~ “Progress, Pride and Prosperity” is the motto of the vibrant city of Pasco, WA. Set at the junction of the Columbia, Yakima and Snake Rivers, Pasco’s location is often referred to as the agricultural gateway of the Columbia Basin. Enhancing the agricultural opportunities of the area is the nearby Grand Coulee Dam, the largest hydroelectric station to date in the USA.

Imagine a family day that involves a scenic tour past farmlands, tasting and buying fresh produce that includes; potatoes, asparagus, cherries and apples – and don’t forget to stop at a local winery.

Pasco Real Estate, Where the Sun Shines ~ The sun shines on Pasco almost the whole year through, and the nearby seaside promises fun filled days of surf, sand and sun (don’t’ forget your sunscreen and hats J The fabulous weather and abundance of waterways provide residents and visitors with an assortment of outdoor activities – play golf, tennis, water ski, or just run with the dog along the sand at the beach. And in the evenings, relax and enjoy a community play at the outdoor theatre.

Other attractions in the district include the Sacagawea State Park that has bike paths along the rivers and an interpretative center. There is also the Franklin County historical Museum, the Trade, Recreation and Agricultural Centre, a Farmer’s Market and the largest sporting arena in the region.  Consider Pasco Wa Real Estate Today!

Three Rivers Childrens Museum

Pasco Wa Real Estate ~ Three Rivers Children Museum

The Three Rivers Children Museum is a unique resource for the children of the Pasco Wa Real Estate area. In collaboration with the Heritage Arts Center, the Children Museum functions as an educational discovery adventure, to add to the knowledge and skills acquired at home, school and the wider community.

The Museum is a not-for-profit educational organization that first opened in August of 1991. Since opening its doors, the Museum has greeted, entertained and shared learning experiences with over 210, 000 Pasco Wa Real Estate area children and tourists.

The 3, 000 square foot building is housed at the Broadmoor Square Mall on Outlet Drive in Pasco Wa Real Estate. There is a gift shop and meeting rooms are also available for hire by the public; or alternatively they are used frequently for craft and educational workshops.

The facility is definitely hands-on, interactive and engaging – perfect for learning! The Museum is open every day of the year and prides itself at offering a safe, secure learning environment for children of all ages. There is an admission fee, and annual membership is available.

The Three Rivers Children Museum is a unique resource for the Pasco Wa Real Estate region.

Sign your child into an upcoming workshop, click here

Richland Real Estate

Richland Wa Real Estate ~ Are you on the lookout for a suitable property located near business friendly and sunshine rich Richland? Well, you must visit The Lane Real Estate Team for complete residential and commercial real estate listings for all areas of Richland Wa Real Estate.

Registration is not required with the site. You can go through a virtual property tour along with multiple images and photographs. Get details on Richland Wa Real Estate properties. You can choose from a range of listings using powerful search engines using information such as number of bedrooms, baths, square footage, etc.

There are many optional features available on the site, which can be tailored to suit your requirement. Gain access to the complete listings of Richland Wa Real Estate, view blogs, and read articles. Similarly, property owners can advertise their property information and gain-increased viewership, as well.

Located in the midst of Washington’s wine country, you can have a wonderful experience with canoeing, fishing or just strolling along the Snake and Columbia Rivers! You can find pleasant ambiance and serene environment making your life worth living! Book your Richland Wa Real Estate property with us today!